There are many banks offering fixed deposit offers in December.
1. Hong Leong Bank
A. eFD
Date: November 16, 2022 – January 4, 2023
Interest rate.
3 months – 3.55% p.a.
6 months – 3.65% p.a.
12 months – 3.95% p.a.
18 months – 4.05% p.a.
24 months – 4.05% p.a.
Minimum Deposit: RM10,000
Conditions: Must be deposited via HLB Connect Online and must be deposited by FPX transfer from another bank.
B. December Special
Date: December 5 – December 12, 2022
Interest Rate: 12 months – 4.15% p.a.
Minimum Deposit: RM5,000
Conditions: Must be deposited via HLB Connect Online and must be transferred from another bank using FPX.
2. CIMB
A. eFD
Date: November 9, 2022 – January 15, 2023
Interest rate.
3 months – 3.30% p.a.
6 months – 3.75% p.a.
12 months – 3.95% p.a.
Minimum Deposit: RM5,000
Conditions: Deposit must be made through CIMB Clicks webpage.
B. FRIA-i
Date: November 9, 2022 – January 15, 2023
Interest Rate.
3 months – 3.20% p.a.
6 months – 3.70% p.a.
12 months – 3.90% p.a.
Minimum Deposit: RM5,000
Conditions: Deposit must be made through CIMB Clicks website.
3. Maybank
Date: 28 November – 7 December 2022
Interest Rate.
2 months – 3.50% p.a.
4 months – 3.75% p.a.
6 months – 3.85% p.a.
Minimum Deposit: RM5,000
Conditions: FPX must be used to transfer funds from other banks, and Islamic Fixed Deposit and Credit to account must be selected to enjoy the preferential interest rate.
4. Public Bank
A. eFD
Date: November 8, 2022 – December 31, 2022
Interest rate.
3 months 3.05%p.a.
6 months 3.35%p.a.
9 months 3.55%p.a.
12 months 3.75%p.a.
Minimum deposit amount: RM5,000
Details: You need to deposit with PBe Online Banking, you must transfer the deposit from other banks by FPX.
B. Term Deposit
Date: November 8 – December 31, 2022
Interest Rate.
3 months: 3.00%p.a.
6 months – 3.30%p.a.
9 months – 3.50%p.a.
12 months – 3.70%p.a.
Minimum Deposit: RM5,000
Conditions: Fresh Fund only.
C. PB Golden 50 PLUS Fixed Deposit Account (“50FD”)
Date: 8 November – 31 December 2022
Interest Rate.
3 months: 3.05%p.a.
6 months – 3.35%p.a.
9 months – 3.55%p.a.
12 months – 3.75%p.a.
Minimum Deposit: RM5,000
Conditions: Fresh Fund only, PB Golden 50 PLUS subscribers only.
5. Bank Islam
Date: 20 October – 31 December 2022
Interest Rate.
6 months – 4.00% p.a.
12 months – 4.20% p.a.
18 months – 4.40% p.a.
Minimum deposit amount: RM10,000
Conditions: Deposit must be made through the bank counter.
6. Bank Rakyat
Date: 10 November 2022 – 31 January 2023
Minimum Deposit: RM10,000
Interest Rate: 6 months – 4.05%p.a.
Conditions: Must be deposited through the bank counter.
7. Bank Muamalat
Date: November 1, 2022 – January 31, 2023
Interest Rate: 3 months – 4.00%p.a.
Minimum deposit amount: RM5,000
Conditions: Must be deposited through bank counter and must be Fresh Funds.
8. MBSB
Date: 11 November – 31 December 2022
Interest Rate.
6 months – 4.00%p.a.
9 months – 4.10%p.a.
12 months – 4.20%p.a.
15 months – 4.25%p.a.
18 months – 4.30%p.a.
Minimum deposit amount: RM5,000
Conditions: Deposit must be made over the counter or through M-Journey Online Banking.
9. OCBC
Date: 10 November 2022 – 31 January 2023
Interest Rate.
9 months – 3.69%p.a.
13 months – 3.79%p.a.
Minimum Deposit: RM1,000
Conditions: Must be accessed through OCBC Internet Banking. not applicable to OCBC Mobile Banking APP.
10. Affin Bank
Date: December 1, 2022 – December 31, 2022
Interest Rate.
4 months – 3.85%p.a.
6 months – 3.95%p.a.
9 months – 4.00%p.a.
12 months – 4.15%p.a.
18 months – 4.20%p.a.
Minimum deposit: RM20,000
Conditions: Must be deposited through affinalways Internet Banking.
