2 types of cars that are suitable for fresh employees.
When it comes to buying a car for transportation, fresh employees have two options: the Perodua Axia and the Proton Saga. The monthly instalments for Perodua Axia and Proton Saga car loans do not exceed RM600.
The entry-level manual model of the Perodua Axia costs only RM24,090, while the entry-level automatic model costs RM33,490. If the car owner chooses a 7-year loan, the loan will cost between RM328 and RM586, and if the car owner chooses a 9-year loan, the loan will cost between RM269 and RM479.
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The cheapest Proton Saga model costs RM34,800, and the cheapest automatic model costs only RM38,300. The monthly car loan payment ranges from RM460 to RM598 for a 7-year loan. The monthly car loan payment for a 9-year loan ranges from RM380 to RM489.
In general, it is best not to use more than one-third of the monthly salary to pay for the car; for example, if the monthly salary is RM1800, the monthly car loan should not exceed RM600. When buying a car, everyone should do what they can afford, choose a car that they can afford, and never buy a car that they cannot afford for the sake of vanity.
The following information is provided solely for reference purposes. The exact car loan instalment payment is determined by the type of car insurance chosen, the interest rate on the loan, and other factors.
