There are many banks offering time deposit offers in December, let’s take a look at what time deposit offers are available as of December 17.
1. Hong Leong Bank
Date: December 5, 2022 – January 4, 2023
Interest rate.
3 months: 3.65% p.a.
6 months: 3.85% p.a.
12 months: 4.05% p.a.
18 months: 4.05% p.a.
24 months: 4.05% p.a.
Minimum Deposit: RM10,000
Conditions: Deposit must be made through HLB Connect Online and must be transferred from another bank using FPX.
2. CIMB
A. eFD
Date: November 9, 2022 – January 2, 2023
Interest rate.
3 months – 3.30% p.a.
6 months – 3.85% p.a.
12 months – 3.95% p.a.
Minimum Deposit: RM5,000
Conditions: Deposit must be made through CIMB Clicks webpage.
B. FRIA-i
Date: November 9, 2022 – January 2, 2023
Interest Rate.
3 months – 3.20% p.a.
6 months – 3.85% p.a.
12 months – 3.90% p.a.
Minimum Deposit: RM5,000
Conditions: Deposit must be made through CIMB Clicks website.
3. Public Bank
A. eFD
Date: November 8, 2022 – December 31, 2022
Interest Rate.
3 months 3.05%p.a.
6 months 3.35%p.a.
9 months 3.55%p.a.
12 months 3.75%p.a.
Minimum deposit amount: RM5,000
Details: You need to deposit with PBe Online Banking, you must transfer the deposit from other banks by FPX.
B. Term Deposit
Date: November 8 – December 31, 2022
Interest Rate.
3 months: 3.00%p.a.
6 months – 3.30%p.a.
9 months – 3.50%p.a.
12 months – 3.70%p.a.
Minimum Deposit: RM5,000
Conditions: Fresh Fund only.
C. PB Golden 50 PLUS Fixed Deposit Account (“50FD”)
Date: 8 November – 31 December 2022
Interest Rate.
3 months: 3.05%p.a.
6 months – 3.35%p.a.
9 months – 3.55%p.a.
12 months – 3.75%p.a.
Minimum deposit: RM5,000
Conditions: Fresh Fund only, PB Golden 50 PLUS subscribers only.
4. Bank Islam
Date: 20 October – 31 December 2022
Interest Rate.
6 months – 4.00% p.a.
12 months – 4.20% p.a.
18 months – 4.40% p.a.
Minimum deposit amount: RM10,000
Conditions: Deposit must be made through the bank counter.
5. Bank Rakyat
Date: November 10, 2022 – January 31, 2023
Minimum Deposit: RM10,000
Interest Rate: 6 months – 4.05%p.a.
Conditions: Must be deposited through the bank counter.
6. Bank Muamalat
Date: November 1, 2022 – January 31, 2023
Interest Rate: 3 months – 4.00%p.a.
Minimum deposit amount: RM5,000
Conditions: Must be deposited through bank counter and must be Fresh Funds.
7. MBSB
Date: 11 November – 31 December 2022
Interest Rate.
6 months – 4.00%p.a.
9 months – 4.10%p.a.
12 months – 4.20%p.a.
15 months – 4.25%p.a.
18 months – 4.30%p.a.
Minimum deposit amount: RM5,000
Conditions: Deposit must be made over the counter or through M-Journey Online Banking.
8. OCBC
Date: 10 November 2022 – 31 January 2023
Interest Rate.
9 months – 3.69%p.a.
13 months – 3.79%p.a.
Minimum Deposit: RM1,000
Conditions: Must be accessed through OCBC Internet Banking. not applicable to OCBC Mobile Banking APP.
9. Affin Bank
Date: December 1, 2022 – December 31, 2022
Interest Rate.
4 months – 3.85%p.a.
6 months – 3.95%p.a.
9 months – 4.00%p.a.
12 months – 4.15%p.a.
18 months – 4.20%p.a.
Minimum deposit: RM20,000
Conditions: Must be deposited through affinalways Internet Banking.
10. AmBank
Date: 9 December 2022 – 31 December
Interest Rate.
1 month – 3.38%p.a.
2 months – 3.50%p.a.
3 months – 3.75%p.a.
4 months – 3.85%p.a.
18 months – 4.50%p.a.
Minimum deposit amount: RM10,000
Conditions: Must be deposited through AmOnline, BEST1, BEST2, BEST3, BEST4 or BEST18 promo code must be entered when depositing.
11. RHB
Date: November 25 – December 31, 2022
Interest Rate.
3 months – 3.55%p.a.
6 months – 3.80%p.a.
12 months – 4.00%p.a.
Minimum deposit amount: RM10,000
Conditions: Must be deposited through RHB counter.
12. Agro Bank
Date: 24 November 2022 – 24 February 2023
Interest Rate.
6 months – 4.10%p.a.
12 months – 4.25%p.a.
Minimum Deposit: RM5,000
Conditions: Must be deposited via bank counter
