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In January, Public Bank updated its fixed deposit offer, which now offers up to 4.80%p.a.

01/01/2023

Public Bank fixed deposit offers up to 4.80%p.a.

On January 1st, Public Bank updated its time deposit offer, and customers can now enjoy a fixed deposit offer of up to 4.80% p.a.

The fixed deposit discounts have been updated on the official websites of Public Bank and Public Islamic Bank as of January 1. Users can choose to store for three months, six months, seven months, nine months, twelve months, thirteen months, fifteen months, eighteen months, and twenty-four months.

It is worth noting that this fixed deposit promotion is divided into Public Bank and Public Islamic Bank, with Public Islamic Bank offering a higher interest rate.

1. Public Islamic Bank Time Deposit Promotion
A. eFD
Date: January 1 – March 31, 2023
Minimum deposit: RM5,000
interest rate:
3 months – 3.50%p.a.
6 months – 3.90%p.a.
12 months – 4.30%p.a.
15 months – 4.30%p.a.
18 months – 4.50%p.a.
condition:
a. It can be deposited online through PBe.
b. Must be transferred from other banks in the form of FPX.

B. Term Deposit
Date: January 1 – March 31, 2023
Minimum deposit: RM5,000
interest rate:
3 months – 3.50%p.a.
6 months – 3.90%p.a.
7 months – 3.95%p.a.
12 months – 4.30%p.a.
13 months – 4.30%p.a.
15 months – 4.30%p.a.
18 months – 4.50%p.a.
24 months – 4.80%p.a.
condition:
a. 7-month, 13-month and 24-month time deposits can only be deposited through bank counters.
b. Other time deposits can be deposited through bank counters or online.

2. Public Bank Time Deposit Promotion
A. eFD
Date: January 1 – March 31, 2023
interest rate:
3 months – 3.45%p.a.
6 months – 3.85%p.a.
9 months – 4.05%p.a.
12 months – 4.25%p.a.
Minimum deposit: RM5,000
Details: It needs to be deposited with PBe Online Banking, and it must be deposited from other banks in the form of FPX.

B. Term Deposit
Date: January 1 – March 31, 2023
interest rate:
3 months: 3.40% p.a.
6 months – 3.80%p.a.
9 months – 4.00%p.a.
12 months – 4.20%p.a.
15 months – 4.25%p.a.
18 months – 4.35%p.a.
Minimum deposit: RM5,000
Conditions: Fresh Fund only.

C. PB Golden 50 PLUS Fixed Deposit Account (“50FD”)
Date: January 1 – March 31, 2023
interest rate:
3 months: 3.45% p.a.
6 months – 3.85%p.a.
9 months – 4.05%p.a.
12 months – 4.25%p.a.
Minimum deposit: RM5,000
Conditions: Only for Fresh Fund, only for PB Golden 50 PLUS users.

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