Nowadays, it is becoming more and more difficult to open a bank account. Many banks will require the public to provide some supporting documents, such as payslips, utility bills, etc., before allowing them to open an account.
However, in fact, many banks provide the service of opening savings accounts online. If people use the online bank account opening service, it is more convenient, and there is no need to provide a lot of supporting documents.
Generally, users only need to download the APP designated by these banks, then take a photo of their ID card, take a selfie with a big picture, and transfer money from your other bank account to this newly opened bank account to activate, and then the account can be opened smoothly. The bank will send your debit card to you by post.
For example, if you want to open an account with Hong Leong Bank, you can use the Apply@HLB APP; if you want to open a new account with Ambank, you can download and use the AmOnline APP.
In addition, many banks also provide similar services, allowing users to open new accounts by simply downloading their respective bank’s app and following the steps to take ID photos, selfies, etc. For details, please check with individual banks.
Benefits of opening a bank account online:
1. No need to go to the bank in person and wait in line
2. No need to provide a series of supporting documents, such as salary slips, etc.
3. Many banks have to deposit around RM250 to open a new account over the counter. However, to open an account online, the minimum cost is only RM20 (depending on different bank accounts)
