Young people who are just entering the society will have the idea of buying a car flashing in their minds after their jobs are stable. In fact, buying a car is not necessarily a new car, sometimes buying a used car is more suitable for you. Let’s see what types of people are suitable for buying used cars!
1 Don’t want to spend too much money on a car
Car is a means of transportation, whether it’s a second-hand Perodua Myvi or a brand-new BMW limousine, it can get us to our destination. Although more advanced and more expensive cars offer better protection, traffic accidents are always caused by humans, and you can keep the accident rate to a minimum as long as you drive carefully on a regular basis.
2 Unable to afford a new car
Although buying a new car is less troublesome, the price of a new car is more expensive, and not every office worker can afford a new car. Suppose we borrowed a loan from the bank to buy a new Perodua Myvi priced at RM50,000. The loan is repaid over 7 years, and the monthly payment is RM550, which is 20% more than the budget of an office worker with a salary of RM2,500.
According to the advice of economists, the average person should not spend more than 20% of his salary on the purchase of a car, otherwise it will increase personal financial risk. Therefore, we should choose a new car according to our economic ability. If buying a new car causes economic pressure, we can actually choose a cheaper and more used car.
3 Infrequent driving
Although Malaysia’s public transportation system is not very developed, some commuters still take the LRT or bus to and from work. For this type of office worker, the car is purely a means of transportation for going out on weekends. The car is parked in the parking lot most of the time, and buying a new car is a bit of a waste.
4 Don’t love vanity, look down on material enjoyment.
Everyone ’s pursuit of life is different. Some people like to buy brand-name bags, shoes, and the latest technology products; Save money to buy a property, if it is not necessary for life, you may not buy a car in your life. In addition, the joy and freshness brought by a new car can only last about 6 months to 1 year. After the two car owners have passed the “honeymoon period”, whether it is a new car or a second-hand car, it is just a means of transportation.
5 New cars increase daily expenses
Buying a new car, we tend to put more thought into the maintenance of the car, including returning to the original factory for warranty (more expensive), cleaning the car every week, polishing and waxing the car every month, and renting extra Parking spaces, buying car protective gear, etc.. If you buy a used car, we still maintain the car, wash and wax it regularly, but the frequency of maintenance is definitely not as high as that of a new car (except for car lovers).
