If you are new to the workforce and earn only about RM2,500, or if you have been working for years and earn only about RM2,500, do you know what kind of car is suitable for you?
For those earning around RM2,500 per month, it is recommended to pay no more than a quarter of your income on a monthly car loan. The Proton Saga, Perodua Axia or Perodua Bezza can be considered by newcomers to the society as they all have a monthly payment of less than RM600.
The Perodua Axia 1.0G low cost RM436 per month for a 7-year loan and RM356 per month for a 9-year loan, while the Perodua Axia 1.0 AV top cost RM556 per month for a 7-year loan and RM454 per month for a 9-year loan.
If you prefer the Sedan, you can also opt for the Perodua Bezza, the lower Perodua Bezza 1.0G costs RM475 per month for 7 years and RM388 per month for 9 years, the highest Perodua Bezza 1.3AV costs RM648 per month for 7 years and RM529 per month for 9 years. The Proton Saga is also suitable for those with a monthly income.
The Proton Saga is also suitable for those earning around RM2,500 per month. For the entry level Saga Standard AT, a loan of RM499 per month for 7 years and RM408 per month for 9 years, and for the top of the range Saga Premium S AT, a loan of RM577 per month for 7 years and RM472 per month for 9 years.
