According to Nanyang Siang Pau’s report, many domestic insurance companies only provide the insured with medical expenses compensation up to RM 25,000, and only two life insurance companies allow the insured to claim compensation according to the medical insurance policy.
Two insurance companies that can claim compensation according to the terms of the medical insurance policy and the maximum insured amount are AIA Berhad and Prudential. The insured needs to pay the medical expenses by himself, and then prepare complete documents to claim compensation from the insurance company. As long as the insured’s documents are complete, it usually takes 14 days to get approval.
As for other insurance companies, such as Great Eastern Insurance, Allianz Insurance and Hong Leong Insurance, at present, they do not accept claims for crown disease treatment by insured persons of medical policies according to the maximum limit of medical policies.
However, according to Ex-Gratia, the above three insurance companies will give patients in stages 3 to 5 with a ceiling of RM 5,000, RM 15,000 and RM 25,000 respectively.
In any case, if you have any questions, you can check with the respective insurance companies.v
