The interest rates offered by various banks in the country are already very low, but if you are still willing to keep your money in fixed deposits, then here is a suggestion for you to opt for Fixed Deposit Offers (Promotional FD).
Here are the details of fixed deposit offers from various banks for June 2022.
1. Hong Leong Bank
A. eFD
Date: May 1 – June 30, 2022
Interest Rate.
3 months: 2.15% p.a. (May 23 to June 30)
6 months: 2.25% p.a.
12 months: 2.60% p.a.
15 months: 2.65% p.a.
18 months: 2.65% p.a.
24 months: 2.75% p.a.
Minimum deposit: RM10,000
Details: Must be deposited via HLB Connect Online and must be deposited by FPX transfer from another bank.
B. Step Up FD/FD-i 36 Month
Date: May 1, 2022 – June 30, 2022
Interest Rate.
Months 1 to 12: 2.45% p.a.
Months 13 to 24: 2.80% p.a.
25th to 36th month: 3.30% p.a.
Average interest rate: 2.85% p.a.
Minimum deposit: RM10,000
Details: Must be deposited via HLB Connect Online and must be deposited by FPX transfer from another bank.
C. Step Up FD/FD-i 36 Month
Date: May 1, 2022 – June 30, 2022
Interest Rate.
Months 1 to 12: 2.45% p.a.
Months 13 to 24: 2.80% p.a.
25th to 36th month: 3.15% p.a.
Average interest rate: 2.80% p.a.
Minimum deposit amount: RM10,000
Details: Must be deposited through bank counter.
2. CIMB
Date: June 1, 2022 – July 17, 2022
Interest Rate.
3 months – 2.35% p.a.
6 months – 2.45% p.a.
12 months – 2.55% p.a.
Minimum Deposit: RM5,000
Conditions: Deposit must be made through CIMB Clicks website.
3. Public Bank
A. PB Golden 50 PLUS Fixed Deposit Account (“50FD”)
Deposit Date: May 1, 2022 – August 31, 2022
Interest Rate.
6 months – 2.30%p.a.
9 months – 2.35%p.a.
12 months – 2.40%p.a.
Minimum Deposit: RM5,000
Conditions: Fresh Fund only, PB Golden 50 PLUS subscribers only.
B. Term Deposit
Deposit Date: May 1, 2022 – August 31, 2022
Interest Rate.
6 months – 2.25%p.a.
9 months – 2.30%p.a.
12 months – 2.35%p.a.
Minimum Deposit: RM5,000
Conditions: Fresh Fund only.
C. eFD
Deposit Date: 1 May – 31 August 2022
Time Deposit Interest Rate.
6 months 2.30%p.a.
9 months 2.35%p.a.
12 months 2.40%p.a.
Minimum deposit amount: RM5,000
Details: You need to deposit with PBe Online Banking, you must transfer from other banks to deposit by FPX.
4. Maybank
A. Fresh Fund
Deposit Date: May 12 – June 5, 2022
Interest rate.
2 months – 2.35%p.a.
9 months – 2.55%p.a.
12 months – 2.60%p.a.
Minimum Deposit: RM10,000
Conditions: Must be deposited through a bank and must have a savings or current account with Islamic.
B. Non-Fresh Fund
Deposit Date: May 12 – June 5, 2022
Interest Rate.
2 months – 2.30%p.a.
9 months – 2.50%p.a.
12 months – 2.55%p.a.
Minimum Deposit: RM10,000
Conditions: Must be deposited through a bank and must have a savings or current account with Islamic.
5. Bank Rakyat
Deposit Date: March 9 – July 9, 2022
Interest rate.
12 months – 2.60%p.a.
24 months – 2.80%p.a.
Minimum Deposit: RM10,000
Conditions: Must be deposited through a bank and must be a Bank Rakyat subscriber.
6. OCBC
Deposit Date: June 1, 2022 – July 6, 2022
Interest rate.
9 months – 2.55%p.a.
13 months – 2.65%p.a.
Minimum Deposit: RM1,000
Conditions: Deposits can be made through OCBC Internet Banking, not through OCBC APP.
