Do you intend to buy a car or a house in 2023?
2023 is quickly approaching, and if you want to buy a car or a house in that year, your credit score is critical. Here’s how to find out what your credit score is.
If you apply for a bank loan or credit card, the bank will check your CCRIS credit history. If you have a bad credit history, your loan or credit card application is likely to be denied.
Individual users, according to Bank Negara, can directly register online and use the eCCRIS platform to view their CCRIS credit reports.
To use the eCCRIS platform, you must first create an eCCRIS account. Individual users can directly register an account online and pay a fee of RM1.00 when doing so. The RM1.00 fee is used to verify the individual user’s identity and is returned to the user within two working days.
Individual users will receive a one-time verification code OTP via their mobile phones, which they will then use to register for an eCCRIS account. After you have registered your account, you can log in and view your eCCRIS report.
Notice! Non-personal users must create an eCCRIS account at https://telelink.bnm.gov.my/.
Online registration eCCRIS platform
Step 1: Browse https://eccris.bnm.gov.my/ and click Register Now.
Step 2: Enter the required information such as name, email address, ID card number, date of birth, and phone number.
Step 3: Submit after confirming that the information is correct.
Step 4: The page will ask you to pay a fee of RM1.00 to verify your real identity. The RM1.00 fee will be returned to your bank account within 2 working days.
Step 5: You will receive a one-time verification code OTP via SMS and email on your mobile phone.
Step 6: Go to https://eccris.bnm.gov.my/ again and select First Time Login.
Step 7: Enter the ID number and one-time verification code OTP, and click Submit.
Step 8: Then change the password and login information.
Step 9: Visit https://eccris.bnm.gov.my/, and you can use the registered login information to log in to the eCCRIS account.
