Buy CTOS Personal Credit Report at Touch ‘n Go eWallet and get up to RM10 cash rebate.
It’s the end of the year again, are you planning to buy a house or a car next year? To get a loan from the bank, you must first make sure you have a good credit history. You can get your own CTOS personal credit report through Touch ‘n Go eWallet.
Touch ‘n Go eWallet has partnered with CTOS credit institutions to give people a random cash rebate of up to RM10 when they purchase a CTOS report through Touch ‘n Go eWallet.
The cash rebate will be credited to the user’s Touch ‘n Go eWallet account within 5 working days. Users can randomly receive RM1, RM3, RM5 or RM10 cash rebate. The offer is limited to the first 20,812 subscribers and each subscriber is entitled to only 1 cashback, the total cashback for the entire offer is RM44,000.
There are 14,080 RM1.00 cash rebates, 4,400 RM3.00 cash rebates, RM1,320 RM5.00 cash rebates and 1,012 RM10.00 cash rebates. The offer is available from December 1 to December 31, 2022 on a first-come, first-served basis.
To purchase your own CTOS Personal Credit Report via Touch ‘n Go eWallet, you can open the Touch ‘n Go eWallet APP, then find CTOS Report and then just select Purchase. the original price of CTOS Report is RM24.85.
Credit Intelligence Services Sdn Bhd (CTOS) is a company that specializes in providing information on lenders and focuses on business transactions. If a person is sued for bankruptcy, his name will be put on the CTOS blacklist.
Banks, law firms or statutory bodies, insurance companies and merchants will refer to the database of this intelligence company before deciding whether to approve a loan application or any other application. If the name is blacklisted by CTOS, the bank will refuse to approve the loan and will not issue the loan.
The CTOS credit rating is divided into 6 categories, which are 744 to 850 excellent, 718 to 743 very good, 697 to 717 good, 651 to 696 average, 529 to 650 low, 300 to 528 weak and No Score no score.