BigPay is the e-wallet of Capital A (formerly known as AirAsia Group). For the past 2 years, BigPay only allowed users to top up via credit cards up to RM1,000 per month, but now BigPay has relaxed this restriction.
Users are allowed to top up via credit card without any fee for the first RM1,000, however, they are required to pay a surcharge of 1% after topping up their credit card above RM1,000. This limit will be calculated on a monthly basis.
For example, if a user tops up RM300 with a credit card for BigPay on June 5, followed by RM700 on June 20 and RM500 on June 25.
This means that the user has topped up RM1,500 from his credit card for the whole month of June, which is more than the RM1,000 limit. The user will have to pay a surcharge of 1% for the remaining RM500 which is RM5. This surcharge will be deducted directly when the user recharges.
According to BigPay, this surcharge will help BigPay to keep the top up smooth. bigPay pointed out that BigPay is still the best choice for overseas spending as the surcharge for credit card swiping overseas is 3%.
