A lot of people all blame themselves why always so poor? Is being poor your fault or god’s injustice? Regardless of external factors, poverty can actually be reversed. Your choices, your efforts, your attitudes, can determine your behaviour and lead to better outcomes, leading to poverty and prosperity. Especially in this era, there are opportunities everywhere, as long as the concept of change, is possible to get rid of poverty! Check out these five reasons you’re poor!
Rely only on bank deposits
A lot of people’s idea is that money in the bank is the most reliable, will not disappear, high security, and interest. But it’s almost impossible to get rich on bank deposits alone. The bank will not help you to generate money, even if the regular interest, is not enough for you to pay the last mortgage, and the vast majority of the poor in common is like to put most of the money in the bank, but also often complain why can not get rich. Instead of just relying on bank deposits, you should find other ways to make money.
Fear of the investment
Continuing the argument above, one way is to invest. However, there are often a lot of people who are afraid of investment, think investment risk is high, will lose money. If you also have this kind of thinking, sorry to say, you this is the thinking of the poor. In the market, there are many kinds of investment projects, such as real estate, stocks, funds and so on. The risks are high and low, and there is always one suitable for you. If you only have a small amount of capital and want to make some money, the stock of this type of financial commodity is actually quite suitable for you, but many people think that the stock is deceptive things, that is because you do not understand it if you are willing to change your thinking, then you will find that it is a good tool to make money.
Impulse consumption
Do you often make impulse purchases only to regret them later, when the money has already been spent? Be careful, you may suffer from an impulse buying addiction that keeps you poor! Saw a big sale on XXX shopping website? Have again where limited-time promotion, which a brand gives new product again, these are tempting you to shop! Unfortunately, you don’t have self-control and you are in the trap of the businessman. Be a smart consumer. Think before you shop. Put items in your cart for two days to reduce cravings.
Do not love learning
Many people think they are knowledgeable when they graduate from college. In fact, out of the society is the real test, knowledge in the book is basically very limited for your career development, the things we need in the society, often will not be taught in school. As the saying goes: never too old to learn. It is true that if you want to adapt to society, you need to keep learning.
Buy things you can’t afford
Everyone has desires, and sometimes he wants more than he can afford. That is why he feels good when he spends his money. Have you ever wondered why? Because we believe that buying luxury brands will make others realize that we can afford it. This is a kind of conspicuous consumption, mainly to show others that we are rich, to make others think that we are superior. However, this can only make us have a good appearance, but the account is zero savings. Such people will only become poorer in the end, and even sell luxury goods in the end.
Do you have this poor person mentality?